Legal Resources

NYSAR Legal Hotline

Free legal information is available to NYSAR members on legal issues relating to real estate practices. Get the most out of your membership. Take advantage of this FREE member resource.

Click here to read the Legal Hotline disclaimer. 

Click here to view frequently asked questions.


This section provides NYSAR members with information about emerging legal issues as well as key information about topics that affect every day business.


NYSAR supported amendment to continuing education requirements signed into law
On October 23, 2019, Governor Cuomo signed into law a NYSAR supported amendment to Real Property Law §441(3)(a). The amendment eliminates the exemption or "grandfathering" of brokers from having to complete continuing education.  To read more, click HERE

Sample flood insurance disclosure statement
Your mortgage lender [may] [will] require you to purchase flood insurance in connection with your purchase of this property. The National Flood Insurance Program provides for the availability of flood insurance but also establishes flood insurance policy premiums based on the risk of flooding in the area where properties are located. Due to recent amendments to federal law governing the NFIP those premiums are increasing, and in some cases will rise by a substantial amount over the premiums previously charged for flood insurance for the property. As a result, you should not rely on the premiums paid for flood insurance on this property previously as an indication of the premiums that will apply after you complete your purchase. In considering your purchase of this property you should consult with one or more carriers of flood insurance for a better understanding of flood insurance coverage, the premiums that are likely to be required to purchase such insurance and any available information about how those premiums may increase in the future.

Click here for more information from NAR on flood insurance disclosure requirements.

NYSAR helps educate members on the new advertising regulations
As a part of NYSAR’s ongoing effort to educate our members about the changes to the advertising regulations, NYSAR Legal Counsel Anthony Gatto, Esq. hosted a webinar on the new guidelines.  A culmination of five years of work by NYSAR and other interested parties, the new regulations went into effect on January 2, 2014.
To listen to the webinar, click here.

For the full text of the new regulations, click hereTo listen to a recent NYSAR Radio show discussing the new regulations, click here.

As mentioned on a recent NYSAR Radio show on Agency Issues,  click here to view the Advanced Informed Consent to Dual Agency form.  Click here to view the Advanced Informed Consent to Dual Agency with Designated Sales Agents form. 

For information on the Commission Escrow Act, click here.

Here you may access the latest information about the Agency Dislcosure form and click here to read about the July 2008 changes to the education requirements for licensing.

Using the navigation links to the left, you may also access the Brokers' Reference Manual, which provides key information relating to the operation of a real estate brokerage, and the Legal Counsel Compendium, a compilation of New York State Department of State Declaratory Rulings and Opinions and New York State Appellate Court decisions affecting the operation of a REALTOR's office and manner of representing both buyers and sellers.

Featured Content

Fourth quarter Legal Lines now available

The fourth quarter 2019 edition of NYSAR’s Legal Lines is now available online at This edition covers new DOS proposed regulations, emotional support animals in housing, Landlord discrimination and more. Learn more